3 to 12 months
Pick the tenure that fits your budget. Shorter plans cost less, longer plans keep the monthly amount small.
Instalment Plans
Own it now. Pay in easy monthly instalments.
Split your laptop, phone, or appliance into 3, 6, 9, or 12 monthly payments using your bank credit card. Compare what each bank charges, and see your exact monthly amount before you buy.
How it works
Four simple steps
Instalments run on your bank credit card. The bank handles the plan, we just make it easy to pick.
- 1
Pick your product
Add the laptop, phone, or appliance you want to your cart, like a normal order.
- 2
Choose "Pay in instalments"
At checkout, select the instalment option instead of paying the full amount.
- 3
Select your bank and tenure
Pick your bank's credit card and how many months you want.
- 4
Your bank confirms the plan
The bank converts your purchase into instalments and confirms the monthly amount. You are done.
Try it yourself
See your monthly payment
Enter a price, pick a bank and a tenure, and see exactly what you would pay each month.
Instalment calculator
Change any option to update the amount instantly.
Rs
Tenure
Your monthly instalment
Rs 10,333
per month for 12 months
HBL
HBL
Credit card instalment plan
- Product price
- Rs 100,000
- Bank markup (24%)
- Rs 24,000
- Total you pay
- Rs 124,000
This is an estimate to help you compare. Markup shown is the total added over the whole plan, not per month. Your bank confirms the exact plan and monthly amount at checkout, and rates can change with each bank's current offers.
Compare the banks
What each bank charges
Total markup added over the full plan, by tenure. Lower is cheaper.
| Bank | 3 months | 6 months | 9 months | 12 months |
|---|---|---|---|---|
| HBLHBL | 6% | 12% | 18% | 24% |
Rates are provided by the banks and may change. Your bank confirms the final plan at checkout.
Before you start
What you need
To pay in instalments
- A credit card from one of the supported banks above
- Enough available limit on the card for the full price
- An order above the minimum instalment amount
- That is it, no separate application or paperwork with us
Good to know
- The bank blocks the full amount on your card, then splits it into monthly instalments
- Availability and rates depend on your card and the bank's current offer
- Islamic bank plans use a Shariah-compliant profit rate, not interest
- Not sure if your card qualifies? Message us and we will check for you
Good to know
Instalment questions
Do I need a credit card?
Yes. Instalment plans run on the credit card of one of the supported banks. The bank converts your purchase into monthly payments. If you do not have a partner-bank credit card, you can still pay by cash on delivery or bank transfer.
How is the markup charged?
The markup is a one-time percentage added to the full price for the plan you choose. The total is then split into equal monthly payments. It is not charged per month, and longer plans cost more.
Which products can I buy on instalments?
Most products on WeGot are eligible as long as the order is above your bank's minimum instalment amount. Choose 'Pay in instalments' at checkout, or message us if you are unsure about a product.
What if I want to pay it off early?
Early settlement rules and any charges are set by your bank. Please check with your bank before closing the plan, or message us and we will guide you.
Ready to buy in easy instalments?
Browse the products you want, choose ‘Pay in instalments’ at checkout, and pick your bank. Not sure where to start? We will help you on WhatsApp.